You are cordially invited to attend this very important educational workshop! It's fun, free, and only lasts two hours. You will get up-to-date information and learn about critical issues facing senior citizens today!
A FREE MEAL WILL BE SERVED AFTER EACH SESSION
"Protect Your Profits!"
Call 1-888-207-9674 (24 hours) For reservations. (Record your name, address, phone number, which seminar you would like to attend and how many will attend, please.)
FUTURE DATES ARE SUBJECT TO CHANGE, PLEASE CALL TO CONFIRM SPACE AND TIME!
Terry Buyze will hold workshops each month in 2007 -
Please call our office for dates in your area
1-866-938-9192
For reservations, call 24-hours: 1-888-207-9674
In These uncertain Times... Free Seminar Reveals The Ten Deadly Financial Mistakes Retirees Make and Easy Ways to Avoid Them!!
The vast majority of all retirees today are making financial mistakes that will literally cost them and their estates thousands of dollars.
The sad part is that these mistakes can most always be easily avoided with simple, straightforward, yet little known steps.
Here are the ten deadly mistakes in no particular order:
Mistake Number One
A dirty little secret your insurance agent hopes you never learn about...
Never buy traditional long-term care insurance.
Needless to say, the insurance industry loves to sell high priced long term nursing care insurance policies for a couple of reasons:
- agents earn loads in commissions on
ridiculously high premiums.
- only 43% of all Americans aged 65 and
over will ever need nursing home care,
and over 80% of those are over age 80 which
means fewer claims for an insurance company
to pay.
This remarkable seminar reveals why you should never buy traditional long term nursing care insurance and a simple new strategy you can use to protect yourself instead.
Mistake Number Two
Paying too much tax on investment income.
This meeting reveals one easy way to reduce taxes on investment income by up to 85%!
Many folks supplement their fixed income from Social Security and pensions with income from their investments. Yet almost all these people are making a mistake that is reducing the amount of this income that they can spend by needlessly paying the government more than they need to in taxes.
There is one, simple way to reduce the taxes due on your investment income. I'll show you how at this meeting.
Mistake Number Three
Paying unnecessary taxes on Social Security benefits.
If you think like me, the very fact that the government taxes Social Security income makes your blood boil.
After working for years and years under the Social Security system and paying into it out of your paycheck after taxes were paid, Congress decided a while back that Social Security benefits should
now be taxed, if in their opinion you make too much during retirement.
Even though you paid into a system that allowed benefits to be collected tax free, Congress just up and changed the rules several years ago to get more of these Social Security benefits back to Washington. In fact, back in 1993, they passed a tax package that made up to 85% of your Social Security benefits taxable.
Why did they do this?
Simple. After years and years of mismanagement by the folks in Washington, the Social Security system has been, and still is, in some trouble.
Taxing more of your benefits is one of the ways the politicians are trying to fix it.
At this free meeting, you will learn one clear strategy that you could implement to reduce taxes on your Social Security benefits. This strategy is hardly ever used, but could help over half of the people currently paying tax on their Social
Security benefits.
Mistake Number Four
Allowing court costs and attorney fees to reduce the amount of your estate that your heirs actually receive.
I recently read a statistic that over 75% of all Americans who die have done ZERO in planning their estates. And a much higher percentage of estates go through probate where they're subjected to court costs and attorney fees.
This really bothered me since I know how easy it is to avoid probate.
When you attend this meeting, you'll know what your attorney hopes you never find out
- how easy it really is to avoid probate.